Christenson Communities Ltd. (Royal Oak Manor, Lacombe) Collective Agreement 2020-2024

Article 20: Employee Benefit Plan

1. When the enrollment and other requirements of the benefit carriers have been met, the Employer shall take steps to contract for and implement the following group plans:
   1. Alberta Health Care Insurance Plan;
   2. An Extended Health And Wellness Plan which provides one hundred percent (100%) reimbursement of eligible expenses up to the established maximums provided for within the benefit carrier contract;
   3. a Prescription Drug Plan which provides eighty percent (80%) reimbursement of eligible expenses up to the established maximums provided for within the benefit carrier contract and in accordance with the current Alberta Health Drug Benefit List;
   4. a Dental Plan which provides eighty percent (80%) reimbursement of eligible basic services; fifty percent (50%) reimbursement of eligible extensive services; and fifty percent (50%) reimbursement of eligible orthodontic services up to the established maximums provided for within the benefit carrier contract and in accordance with the current Alberta Dental Association Fee Guide;
   5. at the Employer’s option, a “Supplementary Unemployment Benefit (SUB) Plan” to supplement an eligible Employee’s Employment Insurance to meet the Employer’s obligation to provide benefit payments to an Employee during the valid health-related period for being absent from work due to pregnancy for which they have provided satisfactory medical proof; and
   6. a Group Insurance Plan, inclusive of:
      1. Basic Life Insurance;
      2. Basic Accidental Death and Dismemberment Insurance;
      3. Long Term Disability Insurance (income replacement during qualifying disability equal to sixty percent (60%) of basic monthly earnings at the basic rate of pay to the established maximum following a one hundred and twenty (120) working day elimination period).
2. Such coverage shall be provided to:
   1. a regular full-time Employee; and
   2. a regular part-time Employee whose hours of work are equal to or greater than fifteen (15) hours per week averaged over one (1) complete cycle of the shift schedule; and
   3. a temporary Employee whose hours of work are equal to or greater than fifteen (15) hours per week averaged over one (1) complete cycle of the shift cycle after six (6) months of employment.
3. The implementation and operation of the Benefit Plan referred to above shall, at all times, be subject to and governed by the terms and conditions outlined in the Benefit Plan Information Brochures and the terms and conditions of the policies or contracts entered into with the benefit carriers.  The Employer shall make available to all Employees participating in these Plans copies of information booklets of these Plans.
4. The Employer shall implement these plans with the premium costs being shared.  The premiums will be cost-shared seventy percent (70%) by the Employer and thirty percent (30%) by the Employee.
5. The Employer shall advise Employees of all rate changes pursuant to Article 20.
6. On approval of an unpaid leave of absence of more than one (1) month’s duration, an Employee shall make arrangements for the prepayment of the full premiums due for the duration of the leave of absence, for the aforementioned benefit plans, prior to the leave of absence commencing.
7. Eligible Employees receive a Flexible Spending Account (FSA) of three hundred and fifty dollars ($350.00)