Associated Ambulance & Services (Whitecourt) Ltd., Collective Agreement 2020-2025

Article 19: Employee Benefit Plans

1. Full-time or other eligible Employees, shall be entitled to the following benefits in this Article which shall be compulsory for all eligible Employees. Eligibility for benefits will commence once an Employee has completed three (3) months and have completed/submitted the paperwork.

2. In addition to the Canada Pension Plan, every Permanent Employee is eligible to join the Group RRSP-DPSP Plan and the Employer shall make contributions to such Plan in accordance with the provisions of the Plan. Eligibility for the Group RRSP-DPSP Plan is completion of six (6) months. An Employee can choose one (1) of the following matching ratios:
                                                                           2% of regular base salary
                                                                           3% of regular base salary
                                                                           4% of regular base salary  
   
   Employees can contribute more than their percentage for RRSP contributions, but it is not matched by the Employer. The DPSP contributions are vested for one (1) year and the Employee has no access to the DPSP contributions as it is a pension.

   Each anniversary date an Employee can move to anyone (1) of the matching ratios, once per year.

3.  
   1. The Employer shall pay one hundred (100%) percent of all premiums for the following benefits:
      1. Dental Plan;
      2. Alberta Health Care Plan, where applicable – if the Plan should be reinstated, will be funded at the former rates of $44 for single and $88 for family;
      3. Group Life Insurance Plan;
      4. Extended Health Care Plan;
      5. Employee Assistance Plan;
      6. Dependent Life Insurance Plan.
      7. Accidental Death and Dismemberment.
   2. The Employee will pay one hundred percent (100%) of all premiums for the following benefits:
      1. Short Term Disability (weekly indemnity) Benefit Plan; and
      2. Long Term Disability Plan.
4. The Employer reserves the right to change plans and insurers provided the level of coverage does not fall below current levels. HSAA shall be consulted before such changes are implemented.
5. The decision to extend coverage for any particular claim rests exclusively with the benefit provider and, where the Employer has complied with all of their requirements regarding a claim, such decision will not be the subject of the Grievance Arbitration process.