East Central 911 Call Answer Society Collective Agreement 2025-2027

Article 25: Employee Benefit Plans

1. The Employer shall continue the following group plans for all eligible Employees where such plans are currently in effect or shall implement the following group plans where enrollment and other requirements of the insurer for group participation have been met:
   1. Alberta Health Care Insurance Plan, or equivalent;
   2. East Central 911 Call Answer Society Benefits Plan or equivalent providing for:
      1. Basic Group Life Insurance [two times (2X)] basic annual earnings rounded up to the next highest one thousand dollars ($1,000.00) if not already an even one thousand dollars ($1,000.00).  Coverage amount will be adjusted as Employee’s salary changes.  The minimum coverage is ten thousand dollars ($10,000.00), and the maximum is two hundred and fifty thousand dollars ($250,000.00).
      2. Accidental Death & Dismemberment Insurance - The principal amount of insurance will match the Basic Group Life Coverage amount.  Schedule of losses is provided in the Benefits Plan description.
      3. Dependent Life - Spouse ten thousand dollars ($10,000.00); Dependent Children five thousand dollars ($5,000.00).
      4. Long Term Disability [income replacement during a qualifying disability equal to sixty-six and two-thirds percent (66 2/3%)] of pre-disability monthly earnings to the established maximum (four thousand five hundred dollars ($4500) monthly) following a one hundred and twenty (120) working day elimination period.  The own occupation period is two (2) years and the benefit is taxable.  Benefit period is to age sixty-five (65), recovery or death, whichever occurs first.
      5. Dental Plan which provides eighty percent (80%) reimbursement of basic and diagnostic dental expenses.
      6. Extended Health Care benefits providing coverage for eligible drug charges at one hundred percent (100%) reimbursement.  All other reasonable and customary health-related eligible expenses are payable at 100% reimbursement.
2. Where the benefits specified in Article 25.01 are provided through insurance obtained by the Employer, the administration of such plans shall be subject to and governed by the terms and conditions of the applicable benefits policies or contracts.
3. The premiums will be cost shared seventy-five percent (75%) by the Employer and twenty-five percent (25%) by the Employee.
4. During the first twenty-four (24) months an Employee is on Long-Term Disability (LTD), they may continue participation in the Alberta Health Care Insurance Plan by paying the full premium costs to the Employer.  The employment of an Employee may be terminated when they have been on LTD for twenty-four (24) months.
5. An Employee shall cease to earn sick leave credits and vacation credits while on LTD.
6. The Employer shall distribute to all Employees brochures and other relevant information concerning the above plans upon hiring, and when there are changes to the plan.
7.  
   1. Such coverage shall be provided to:
      1. a regular full-time Employee; and
      2. a regular part-time Employee whose hours of work are equal to or greater than twenty-five (25) hours per week averaged over one (1) complete cycle of the shift schedule; and
      3. a temporary Employee who is hired to work for a position of six (6) months’ duration or longer and whose hours of work are equal to or greater than twenty-five (25) hours per week averaged over one (1) complete cycle of the shift schedule.
   2. Regular and temporary part-time Employees whose hours of work average less than twenty-five (25) hours per week over one (1) complete cycle of the shift schedule, temporary Employees hired for a position of less than six (6) months duration, and casual Employees are not eligible to participate in the Employee Benefits Plan.  
8.  
   1. The Employer will provide one (1) copy of each of the plans to the Union.
   2. The Employer, as applicable, shall advise the Union of all premium rate changes pursuant to Article 25.01(b).